AVCs - can you do some via salary sacrifice and some not? My employer has recently changed the way it deals with AVCs and they are now being done via salary sacrifice. I’ve been making large AVC contributions for a while but this change means my latest contribution is only a fraction of what it used to be.I’ve done the sums and ...
Pension pot withdrawal I have taken early retirement, monthly pension of £1000,plus part-time job,earning 600 per month. I have Isas /investments totalling approximately £57,000.Will not receive State pension till late 2026.My issue is I have a small pension pot of £23,000,which will mature in December 2025,giving me either a lump sum of £5500 ...
Martin Lewis: 'WASPI' women affected by State Pension age rise should beware 'steep rise' in scams If you're a woman born in the 1950s, be on high alert for scams offering compensation for those affected by changes to their State Pension age. MoneySavingExpert.com (MSE) founder Martin Lewis has warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number ...
Google Alert - Pension
Google Alert - Pension
Google Alert - Pension
Moving SIPP from Aegon to II but rate already good I think I've not been impressed with Aegon's online platform or customer service particularly, and I've read a few bad reviews about problems when retirement time comes, so I've been thinking of moving it all to Interactive Investor. Pot is currently about 250k, split across various funds.I do have quite a good ...
Personal pension contribution limit Hi. I have a question about pension contributions to which I don't seem to be able to find the answer. Probably easiest to explain in an example.A self-employed person starts a (SIPP) pension in 25/26 and contributes £10,000 into the pension in that year (£8,000 plus £2,000 tax relief). When ...
Financial Advisor Planning to Move to New SIPP Platform? My wife had her annual SIPP review meeting with her financial advisor. The company are considering moving her SIPP from AJ Bell to Soderberg. They claim that Soderberg has outperformed AJ Bell, but he also disclosed that Soderberg have made a small investment in their company. We have not heard ...
Organisation told me I had opted out when I had not I accepted I had opted out as I could not prove I had not done so. I knew I had not as I have never opted out of a pension in my life.I recently found a payslip and contacted the organisation. They admitted I had been opted in for some ...
Pension contributions whilst on maternity leave I recently read on here and other sites that an employers pension contributions should be based on the employee's salary before taking maternity leave, whilst my contributions are based on the actual pay i receive.Is this set in stone or is it down to an employers discretion? Does this apply ...
Small pension pots to be automatically combined in future under Government plans If you have a number of small pension pots you've built up over years of changing jobs, they may be automatically combined in future under new Government plans...Read the full story:Small pension pots to be automatically combined in future under Government plansIf you haven’t already, join the forum to reply.
Financial Advice for Cashing in a DB Pension We are planning ahead to retire and ideally would like to cash in two small defined benefit pension pots. One currently has a cash in value of £35k and the other £55k. We are fortunate to have two remaining defined benefit pension pots elsewhere that will be our future security, ...
Was this 1988 pension projection hopelessly unrealistic and can I blame anyone? At age 28 my employer set up a pension scheme (DC group money purchase I think?). I'm now 65. I still have the 1988 introductory paperwork from the broker. The illustration states that I "earn £9,188 pa, my salary will increase by 5% pa, and the retirement fund will grow by ...
Civil Service Pension - Transfer problems I recently left the Civil Service. I was there less than 6 months, so I did not qualify for the pension. A couple of months ago they sent me a letter telling me I could either have the money back that I had put in, OR a much bigger sum ...
A J Bell SIPP - Taxable Element of Crystallised Funds - is a volatile value usual? I am scratching my head at the way that A J Bell operates drawdown. Could someone please advise whether A J Bell's valuing of crystallised funds is usual? In March, and after AJB’s last payroll run of the 24-25 tax year, I crystallised £7,500 of my SIPP. The 25% tax free ...
Load More