Pensions

Is this calculation wrong? One off payments into pension and annual allowance carry-back I'm a higher rate tax payer, with annual earnings (including benefits, taxable interest etc etc) of approx £90k per year, consistently over the last 5 years.I've got a detailed calculation of my unused annual allowances from my DB pension scheme, whi ...
Would you transfer a small pension into your larger pension or just leave it where it is? I collect my state pension in JanI also want to collect my private pensions in JanOne of those is only worth £3k (old employer contribution)Would you transfer a small pension (Aviva) into your larger pension (Std Life) or just leave it where it is?Iv ...
Pension Beneficieries HiI pay into a nest workplace pension approximately £300 in total per month from my salary inc tax relief.I also pay anything I earn over £50,270 into the pension so that I receive the basic rate 20% back from via the pension provider and hmrc said I ...
Civil service pension I have been working in CS since 1993, I will be 60 next year. I did take a break of 7 years during this period. I stayed in classic scheme until forced onto Alpha scheme, so will have majority of pension in classic and less in alpha. I have no intens ...
Pension contributions and tax question Hello,This tax year I expect to earn c£65,000 before tax and contribute £6,500 in my pension via salary sacrifice.I understand my tax will be broken down as follows:£12,570 - personal allowance (no tax)£37,700 - basic rate tax (20%)£8,230 - higher ra ...
Pension Beneficiaries Investigation Hi all,I will try my best to keep this as brief as I can! A little background - My brother (I’ll call him BB) and I had a very strong relationship throughout our lives. My brother was a complex character and certainly had a reputation for being so wi ...
Receipt of Belgian Pension in Thailand HelloI hope someone can help with my query.A friend has moved from Belgium to Thailand.He is British but worked all his life in Belgium.He is in receipt of a Belgian Pension.  Every year,  he needs to prove he is alive so that they know they are payi ...
25% Tax Free Lump Sum Pre Budget I am due to take my DB Pension in January which also has a significant Tax Free Lump sum in excess of £100k which I built up in linked AVCs through my working life always planning to use these as the Tax Free part of my pension.I have contacted the P ...
Skandia Pensions I wonder if anyone can help?I have found an old work pension i had but the pension company has changed.They are called skandia but are now with re assure. i contacted re assure with my policy number... they replied to say that my policy was paid out ...
Pension companies taking advantage? A few weeks ago I started the process of transferring my Personal Pension that was hosted by LV= to AVIVA, last week my pension disappeared from the LV portal and then almost a week past then I got a notification from LV= earlier today saying the pen ...
Considering moving SIPP from AJ Bell to Interactive Investor I have about £216k in a SIPP, all invested in funds (HSBC All-World + Royal London Short Term Money Market).Currently on AJ Bell but considering moving over to ii, just as the flat fees would seem more reasonable based on fund investment.I just wante ...
Employer savings on salary sacrifice (passing on to employee) My understanding is that generally, employers contribute 13.8% to National Insurance and can
therefore generate up to 13.8% savings on any funds processed via salary
sacrifice for employees.How common is it for employers to pass on that s ...
Lump sum additional contribution ahead of the budget? I've been putting off moving money into a pension fund through prevarication, but with the (questionable) rumours around about what changes the Chancellor might make, I don't want to miss out on a reasonably chunky amount of tax relief if I fundament ...

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