Pensions

LGPS help with AVCs and APCs My husband is 53 and currently looking into how early he could retire. Ideally 58.He has an LGPS pension, currently worth £14,800 a year, if he were to retire today. This is projected to be £25,500 if he carries on as he is working and contributing in his current role ...
Marriage allowance I am claiming marriage allowance tax for my wife who doesnt make enough state pension to pay tax and she has no other income, what happens next year when her pension rises above threshold. Will I no longer be able to claim this?
Workplace pension deductions not being paid So will try and keep this brief, joined a company in July, asked to enrol into their pension scheme from day 1. Deductions were made from my earnings and categorised on my payslip as Legal and General pension for July through to October.A few days ago I asked HR why ...
Pension Myths and Misunderstandings After the post in the link below, I thought I would start a thread of pension myths and misunderstandings. Feel free to add yours here, or I suppose, argue why then aren’t myths, after all - this is the internet.Annuities are poor value. They used to be but ...
Withdrawing lump sum in same year as gaining tax relief Are there any rules with regards withdrawing a lump sum from a pension ( moneybox ) in the same financial year that you have claimed tax relief. I am debating the pros and cons of depositing 10 to £20,000 to gain the tax relief for this financial year ...
small pot transfer - Utmost My wife has a small DC pension which is with Utmost (50k). She would like to transfer it to a good drawdown provider. Any recommendations please? She has no other provider set up (with NHS only)Not happy with Utmost. The communication is terrible and despite being in a growth fund ...
Removal of IFA Looking for advice. After a review my IFA transferred part of my pension into a Retirement Investment Account with AJ Bell. After a couple of years I wasn’t getting any value for the annual percentage fee so they agreed to remove it. However, they left their name on the ...

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