Pensions

Gap in NI after being stay at home dad Hi all, I spent some years as a stay at home dad (between 2009 and 2020) so I will have a gap in my NI contributions - I have heard recently that I should be able to get the NI contributions credited back? Does anyone know if this is correct ...
Confusion about MPAA I want to take a tax free lump sum from my pension now. I believed it would trigger MPAA but I am confused after reading everything my pension provider sent me!I have not retired yet and will continue to work and make pension contributions for at least 2 more years.I ...
When is going to be the best time to transfer SIPP? The market is going to be very volatile, it already is.
I need to get my money out of a very highly managed expensive SIPP and into a self managed one, the trouble is when I’m going to be able to do this without suffering a major loss as I know ...
are pension withdrawals classed as "income" I am interested to understand the gift from surplus income rules and wanted to ask if regular withdrawals - lets say 10k a month, for a couple of years - are regarded as income? If you can then gift most of this without it affecti9ng your lifestyle, does that qualify ...
NHS pension - expression of wishes form This discussion was created from comments split from: Money Moral Dilemma: Is it fair to ask my daughter to repay the money I gave her and her ex-husband?.
Workplace Pension I have little confidence in the accuracy and reliability of the information displayed on the workplace pension website.Please offer any advice what to do.In my workplace pension 5k was added to my pension account - this was clearly a mistake. I notified my pension provider. No answer from them.For 2 ...
Triggered Money Purchase Annual Allowance Hi, opinions/sense check please!I have triggered the MPAA, therefore, I can only pay in £10K instead of £60K to my D.C. pension without incurring a tax charge. I am a higher rate tax payer, 61 years old and still employed.I believe the lesser of the two evils is to keep ...
Local gov pension death Trying to get rough idea of how much my husband would receive from my lgs pension if I die first. The info on their website is very confusing, any advice
Early retirement, given notice final thoughts and turmoil Hi, I met with my boss this week and said I was going to retire early. It was a surprise. I am highly valued in niche role, there is never going to be a good time. They would like me to stay on possibly 4 days a week. I am ...
Changes in your retirement expenditure A smorgasbord question for those who planned retirement and have retired.How well has your actual expenditure matched your modelling? Did you use your expenditure just prior to retirement to estimate your retirement expenses? I understand most research indicates that people spend a bit less, but similar than preretirement? Anyone who ...
Finding old pensions - surely NI should suffice? I know this topic has been discussed at length… but there are definitely pensions I cannot trace because the old employer is not signed up to any of the trace schemes. I have got all the information - employers and dates I worked there and have used .Gov, Gretel, Pension ...
Aviva Membersite closing? Well, after many years with Aviva, from Scania Life through Friends Provident to Aviva, on logging into today I see this message: Over the next few weeks we'll be closing our Membersite. If you want to: switch funds redirect contributions research funds you'll be able ...

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