Is it worth keeping a Stakeholder Pension hi I did have 6 different pensions from various employers etcI have since transferred 3 into vanguard, so left with 3 now Main pot Royal London and a Vanguard sipp ( although no truly a sipp), but i also have a RL stakeholder pension value less than £200, is there ...
Google Alert - Pension
Google Alert - Pension
Google Alert - Pension
Google Alert - Pension
Google Alert - Pension
LGPS - checking pension contributions Hi,I saw a post on Martin's FB page about checking that all your pension contributions have been allocated to your pot. Do I need to do this for LGPS, and if so, how do I go about doing that? I can't see a monthly break down on the portal - ...
LGPS - AVC or APC? I'm 53 and would like to retire a few years early. My current salary is £43k. I've been paying into LGPS since 2003, with a break just short of 5 years when I moved into the private sector. Jic it makes any difference, I've linked my old LGPS pot to ...
Keeping things simple approach in an HL SIPP I have recently retired and have a DB pension and 2 workplace DC schemes.I have just opened an HL SIPP to utilise more of my possible tax relief for the 25/26 tax year.I would like to aim for 60% global equities, 35% Fixed income/MMF and 5% cash.Any suggestions for a ...
SIPP contribution needed? Having salary sacrified throughout the year, I am now down to gross salary of 112k and cannot put do any further pension contributions.I plan to put some money into a SIPP to get me under 100k.Will a bank payment of 10k from myself be enough in view of 20% claim ...
Unused SIPP allowance from 2022/2023 tax year Hi,I have a SIPP with II and I can see that I haven't used any of the allowance for 22/23.Is my understanding correct that I can use 22/23 as long as I make the contributions before the 5th of April as it is within the 3 years?I've never used carry ...
Cash SIPP - HL still best option? Apologies if this has been discussed elsewhere recently, but a search didn't turn anything up.I wish to open a SIPP before the end of the financial year to deposit £2,880 pa in until I'm 55. I don't plan to trade, and will just hold as cash for a few ...
Pension Drawdown in the new Tax Year I know I am over thinking this, but not sure what to do in the current market?I an in my early 70's and normally drawdown a sum from my DC pension to take me just below the 40% tax bracket at the start of a new tax year. Currently have ...
Voluntary NI payment from abroad. Any fees on UK/Barclays account side? (HMRC) Paying 923GBP into the "GB49 BARC 2020 4830 9447 93" account for 2025-2026.
This year I'm paying from Ireland (Bank of Ireland account). Last year, from another bank in Europe, I could select "pay fees on both sides" ("OUR" or something like that.)Bank of Ireland/Ireland charge no fees for ...
This year I'm paying from Ireland (Bank of Ireland account). Last year, from another bank in Europe, I could select "pay fees on both sides" ("OUR" or something like that.)Bank of Ireland/Ireland charge no fees for ...
NHS Pension Extra Contributions - HRT A friend of mine who works in the NHS and is a Higher Rate taxpayer has asked me about making extra pension contributions for tax reasons. I assume she means tax relief, particularly any amount that she pays 40% tax on.I have had a quick look at the website and ...
Tax Free Lump sum I have. Private pension from when I contracted out of SERPs. I am 55 and have a civil service pension. I work full time and will continue to work for 7 years. I earn over £40K. I have checked my state pension and have paid enough NI to receive full ...
Pension lump sum contribution Hi member of SMART salary sacrifice scheme with my current employer with salary of around 28k and on call allowance of 5k. I wish to make max lump sum contribution to my old employee scheme . What is the max I can put into this and take advantage ...
Increase pension contributions and live off salary and savings. Reading a comment on another thread just got me thinking.I am a 40% taxpayer this year and, all being well, will be a 40% taxpayer until I retire in 3-5 (hopefully not more) years.For 2026-27 and 2028-29, it looks like I can contribute 24% of my salary via salary sacrifice ...
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