Investing with my new SIPP advice Bit of a clueless post here. I had a pension with Aviva that I have just transferred to a SIPP. There's £38,000 sitting in cash and I need to invest it. I don't know what, where and to a lesser extent, how. Can someone give me some pointers? I'm planning ...
Google Alert - Pension
Google Alert - Pension
Google Alert - Pension
Google Alert - Pension
Google Alert - Pension
Google Alert - Pension
Which fund to lock in annuity value My wife has a DC pot of about £200k that we eventually want to use to buy a ten year inflation linked fixed term annuity at 58 as a bridge to SP at 68 and she is currently 48.If we wanted to effectively lock in the current annuity value of ...
Lifting Australian superannuation whilst in the UK We are dual citizens, Aus/UK, and have our superannuation in Australia having lived and worked there for 5 years. Are there any tips on tax efficiency when taking our super back to the UK? It is liable to income tax here but we wondered if there was any relief offered. ...
Question regarding pension consolidation/transfer... When I left my last employer 12 years ago, I had a defined benefit final salary pension, and I had also contributed to a separate Additional Voluntary Contribution (AVC) scheme. Both of these were deferred when I left the company. My current employer has a defined contributions pension scheme which ...
Pension Drawdown Hi allI've got a small pension pot of £36k with Reassure now. I'm 62 and am planning on withdrawing as much as I can from the pot over the next few years without paying any tax. My current income is only £1500 per year, so I have £11k of unused ...
Taking tax free allowance and buying a motorhome. At around 58 years of age (55 just now) I'll have about £300,000 in my only pension pot. If I take the 25% tax free, £75k & spend it all on a new campervan / motorhome would this be really stupid?Yes it probably is but you only have 1 life & ...
Employer pension contributions delay I get paid on 28th of each month.10% gets deducted for my pension contributionHowever - this does not get added to my pension until 17th of the following monthSo it looks like for years someone, either my employer, or the pension provider has been holding on to my pension money ...
Should I change my gilt investments Approaching State Retirement Age and have only recently started looking at the individual funds into which my DC pension is invested. I should have been more proactive over the last five years, but was ignorant in thinking that the recommend Lifestyle approach from my pension provider would have looked after ...
Tax efficiency with a combination of DB & DC pensions and a SIPP First post - thanks in advance for views/feedback.Is the following assumption correct?:If my income from all pensions is going to be large enough that I will always pay tax then taking a tax free PCLS from my DB pensions is the only way to get some tax efficiency from that ...
USS - best options when a terminal diagnosis is received? HelloA friend has a terminal diagnosis and is seeking to maximize their USS pension. Does anyone know what the potential options are because time is limited. Thank you.
Taking 25% tax free from a SIPP I have read through on my SIPP website the steps to take and think I understand most of it.I want to take out 25% cash of the value of my SIPP.I have invested in 3 shares and was thinking of selling one of those to get the amount I wanted.But ...
Pension transfer issue: Barclays & Vanguard We have a bit of an issue regarding an ongoing pension transfer into a Vanguard SIPP.My wife is attempting to transfer a Barclays Afterwork pension which is defined as a 'Hybrid – Cash balance (Credit Account) and Defined Contribution (Investment Account)'.Vanguard contacted Barclays to confirm the scheme details. Barclays replied ...
SSAS Pension Problem Briefly, I have a SSAS which was started years ago. I am now retired and the my company does not exist any more. There is a factory in the pension and virtually no cash. The rent gets paid in monthly and amounts withdrawn to live on. The pension company does ...
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