Unmarried leaving house to girlfriend Hi all,I am unmarried and not particularly interested in getting married, I would like to leave my house to my girlfriend (mother of my 2 children) house is worth about £500k, she lives with me but is not on the mortgage (£160 left on the mortgage currently) what is the ...
Google Alert - Pension
Earlier than planned retirement at 54. Over the last 12 months in particular I've been struggling with my current job of 18 years, which is both stressful and physically demanding.Last week I finally hit burnout and for my own sanity and health, handed in my resignation.I may look for part time work but for now I'm ...
Pension Tracker I am looking for an app or even a spreadsheet to track the values and chart the progress of my various personal pension plans in the one place. Bonus points if it can include the state pension as well. Does such a thing exist?
Gaps + voluntary NI contributions when both employed and self-employed My father is reaching pension age and lives in a EU country. He worked in the UK for 4 years, and those years can apparently contribute towards his pension. However, only two of those years were 'full' and are thus qualifying years. Here is the breakdown:2013/14 - £1528 self-employment profit ...
Self employed Pension or ISA .. A bit of advice please .Approaching 50 with no pension and getting worried about the lack of one .. I restore antiques to resell online so income can be very sporadic and with the current cost of living crisis its getting worse .I have been piling money for the last 10 ...
Help deciding how best to use pension options (international citizen) Hiya,I am in my early 30s. I have done a PhD, which means that I don't have many full years contributing to NI or a pension fund, and I want to get back on track for pension planning and then some in the coming few years. Some info: I have ...
Gifts out of income for IHT purposes Hi there,I am 75 yers old and upuntil last year had an unchrystalised defined contribution pension policy written in trust for my family - wife, daughter, grandchildren and siblings. The pension company informed me that the policy would end at age 75 and as I did not want to take ...
Overpayment fault I was paid out by a local government for death of my cousin from his pension. It took over two years to pay it out. I’ve now had it over four months and they’ve written ‘requesting’ me to return nearly £4k as they realised they’ve overpaid me. Now the sticky ...
Can I be forced to take my Pension I've been told I need to take a discounted pension at 60 rather 62 due to me not being in employment and because the pension contracted out for a while, and being a women apparently. My GMP element is tiny compared to the loss I will incur. I have full ...
Dolly's OAP Savings So I'm 41, still in debt and have a mortgage to pay off. Need to try and start saving for my OAP days. I'll have a state pension (hopefully) and a workplace pension but I want to start adding to my LISA with the aim to save £32,000 and get a ...
Staying with an L&G workplace pension into drawdown, or move? Trying to decide what to do when I retire early in the late spring (59). I have a couple of small DC schemes which I'll be taking giving me around £5kpa and £550k in L&G DC. 70% in PMC World (ex-UK) Index 3 and the rest split cash and short ...
Financial Advisor near me Hi, first post. Is there a website where I can find financial advisors near me. What are peoples opinions, do I need to go 'big' or keep it local. Are there any recommendations for someone in South Yorkshire, ideally Sheffield. I am just starting the journey to look at life after ...
Tax free withdrawals I intend to stop working next April 2026. I will then have 30 months of full tax threshold (£12570) available to me before my state pension kicks in. I'm considering opening a new SIP and funding £16,800 (£21000) next month and same again next March 2026. I will then withdraw ...
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