Workplace pension vs Stocks/Shares ISA Hi all,I'm a high rate tax payer in England. Obviously (like all of us here) I'd like the most bang for the buck. After having seen Martin's Live show about investing, I looked into Stocks/Shares ISAs. But then I did some research and I think putting any excess money into ...
Claiming back higher rate Just hoping for a simple answer.I have both a DB pension and a private pension. Last year I was able to advise HMRC of my contributions via phone.This year they want a statement. I usually pay in gradually then near the end of the tax year I top it up with ...
Google Alert - Pension
Am I better off making AVCs salary sacrificed or not? Hi all,I have my pension with USS. At the moment I pay monthly £2.4k AVCs into the USS scheme.I also pay £17k pa into my SIPP. (Im aware this tips me over the AA. I know this removes the tax incentive, but my thinking is that at least I know ...
Google Alert - Pension
Google Alert - Pension
Putting bonus in Pension Hello Forumites,I am on higher tax bracket and for the last few years, I have been putting 100% of any work bonus in Pension pot. My thinking was that 100% of bonus in Pension is better than 60% in hand now.Is there anything I am missing like paying tax when ...
HL SIPP Track the market vs Expert Managed As above. Obviously fees are much higher so just wondered what, if any, people’s experience has been and if they felt it had been worth it or not? ( Appreciate fund size and many other factors come in to play but as a simplistic experience!)
DWP UK Pension payment in France arbitrarily stopped - anyone else? The DWP international pensions office manager in Wolverhampton wrote a letter to me dated 30 December 2025 which arrived here in France on 17 January 2026. The manager said my pension payments were being stopped from December 2025. The 4-weekly payment due on 6 January did not arrive at my ...
TFLS from workplace still paying in Hi all.Still employed still salary sacrificing every month into an Aviva workplace pension.Is it possible to take TFLS from this and carry on paying into it monthly as normal?I will not be wanting to drawdown any cash, just the 25%
No Tax Free Sum. Was it ever available? My husband took his final salary pension in 2001 at age 50 as part of his redundancy with no penalty. He paid into a SIPP until age 63 when he retired. The Sipp was left untouched until now as he turns 75 this year. He has now been told he is not ...
Annuities as part of pension planning Hi, with 18 months to go before I can start accessing my SIPP I have started to consider using an RPI linked annuity with part of the available money to cover annual spending.I should probably say I would be the more conservative end of the investing spectrum with loss avoidance ...
DWP paid deceased pension into joint acount - advice needed I'm caring for an elderly, recently widowed relative. DWP have continued paying her husbands pension into their joint account despite being informed of the death. They're now asking for over £600 back which would wipe out a large chunk of her account as she doesn't have much. This lady is ...
Retired with Side Hustle I'm 66 and retired (with full state pension and small occuational pension) and am not fit for work generally as I'm awaiting a major operation (long wait!) but we had a major roofing problem so we're in debt so I have a few side hustles which have exceeded the £1000 ...
Preparing for an interview with an adviser I know next to nothing about pensions.I may be lumping together two pension pots together to create a drawdown pension and start drawing from it.What sort of questions should i be asking?Initial fees, ongoing fees, cost and charges, fund management fees etc, anything else?Can i defer my 25% tax-free lump ...
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